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Costs & Financial Aid

A parents and families guide to costs and financial aid


Kutztown University understands that with the state of the economy, it is hard to make a large financial investment such as a college education. Financial aid is here to help your family afford the quality education that every student deserves.

Financial aid comes from four different sources - the federal government, the state government, private sources and the university. Grants and scholarships are considered gift aid; students are not required to repay the money received. Loans, typically offered at low interest rates, are to be repaid by students usually after completion of the degree.

The amount of financial aid a student is qualified to receive is determined by the results of the FAFSA. The FAFSA asks about your family size, the number of family members in college, and the student's and parents' income and assets. The calculation tells the Financial Aid Office how much aid you are eligible to receive. Grants and scholarships are applied to your aid package, if you are eligible for any, and the student loan is processed.

Complete the FAFSA online. First, apply for a PIN for the student and for the parent. The PIN will serve as an electronic signature. This is the only application needed to apply for aid at Kutztown University. By listing Kutztown University as a school of choice (KU's federal school code is 003322), the FAFSA data is electronically transmitted to us. Please do not wait until you have received acceptance of admission to file your FAFSA. If you will not attend your first choice school, you can easily have your information released to another school. File the FAFSA by the earliest filing deadline of all the schools you are considering to attend.

If your student completed the FAFSA in the prior year, you can access your renewal FAFSA and update the information as necessary.

A parent can apply online for a Federal Parent Loan for Undergraduate Student (PLUS).

A one-time paper award letter showing estimated financial aid is sent in early spring to incoming freshmen and transfer students.

 The notice of awards is always an estimate of financial aid and is subject to change pending completion of review of tax returns, review of financial aid progress and other issues. If the aid is adjusted, changes will be reflected online. Students are encouraged to notify the Financial Aid Office if any scholarships are not listed or if the student declines any of the aid offered.

For students who are officially registered and have cleared their bill, aid will be disbursed at the end of the first week of classes. Eligibility for aid is rechecked at the end of the Drop/Add period in order to generate any refunds the second week of classes.

Aid may be adjusted if a change in enrollment occurs during the drop/add period (first week of classes). If a class is dropped and the student is still full-time with at least 12 credits, no adjustment is made to financial aid for that semester. If dropping a class results in going from full-time to at least half-time (six-11.5 credits), the student's grant aid will be reduced. The Stafford and PLUS loans remain the same as long as the student has at least six credits. However, if the award package also includes a Perkins loan, the Stafford loan may be reduced to eliminate an over award due to reduced costs.