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Perkins Loan Procedures

As of 9/30/15 the Perkins Loan program has begun its closure.  While the House approved an extension of the program, the Senate did not.  No new loans will be awarded or disbursed.  Existing Perkins Loan recipients will be updated shortly on the impact to their loan for this year and future years shortly.

Federal Perkins Loans are defined as "A low interest educational loan funded by the Federal Government and administered by the school. Limited to students with high financial need who meet the institution's filing deadline."  Please visit the Financial Aid website for more information on obtaining a Perkins Loan.

This section is for students who have been awarded a Perkins loan, are currently receiving a Perkins loan, or needing to pay a Perkins loan back.

What is a Perkins Loan?  Perkins Loans are a revolving loan account.  Money is awarded and distributed to students from an account.  This account gets its funding from students who pay back the Perkins loans they received.  Therefore, if you receive a Perkins loan, please know that we will be relying on you to pay it back when you graduate so that another student in need can receive the loan and assist them in their educational funding.  This is considered a federal loan, but separate from the Stafford Loan program as the funding for it is institutional and federal.

What is required once I have been awarded a Perkins Loan? Perkins Loans require similar items as other Title IV funds (Stafford Loans/Parent Plus loans), these include a Master Promissory Note, Entrance Interview and Exit Interview when you graduate, or separate from school at least half time. As of 9/30 no new Perkins Loans can be awarded as the program expired.

Who is Campus Partners/Heartland ECSI?  Kutztown University uses a company called Campus Partners (merging with Heartland/ECSI) as their Perkins loan processor.  Campus Partners/ECSI handle all of the requirements above (Entrance, MPN, Exits).  Student can complete most documents, not all, online.  The information below will be helpful to students to complete these documents.  The only exception is if the student is not able to complete a MPN online, they will need to complete it on paper and mail to the Office of Student Accounts.

What happens when I graduate or withdraw?  Upon graduation or separation from KU, enrolled in a less than half time basis, all Perkins loan recipients will be required to complete an exit interview.  This is mandatory.  Your KU account may be restricted until this is completed.  This restriction would prohibit future term registrations, receipt of transcripts or diplomas and restrict the student from viewing grades.  Upon review for completion (this may take a few days or more), any previously assigned Perkins Exit restrictions would be removed.

Links at a Glance:

PERKINS Entrance Interviews & PERKINS Master Promissory Notes (MPN) -

As of 9/30/15 the Perkins Loan program has ended - no new loans can be awarded or disbursed.  This information is being left here in the event the Senate reviews the program again. If you were awarded this loan but did not complete the items needed before - the loan is no longer available to you and has been removed from your aid package.


  • Your Social Security number
  • Your driver's license number
  • Name, address, and telephone number of your parents or guardian
  • Name, address, and telephone numbers of two relatives other than your parents
  • Name, address, and telephone numbers of two references, other than relatives, from your home locality

MPN recent changes - As of 5/10/15, MPN's could no longer be completed online.  As of July 7th, Campus Partners has introduced an online MPN feature that will work for many, but not all students.  Choose to complete the information online at their site - if this does not work you will need to print the MPN, complete it and mail this item to the Office of Student Accounts for processing.  You can choose to have the paper documents mailed to you, OR by selecting File and Print at the top of the browser.  Sign the document and mail it to the Office of Student Accounts with urgency.  The OSA must receive the document by September 21, 2015 in order for the Financial Aid Office to process and disburse the award.  MPN's received after Sept. 21st will not be processed.

The Entrance Interview is completed 100% online with Campus Partners - no changes to this item.

Your Campus Partners account number along with the first four letters of your last name will be used to access the Campus Partner site and register as a First Time User. This account number is on the attachment with your letter.

PERKINS Exit Interviews

For students who have graduated, or ceased enrollment in at least half time at KU -  If you don't already know your account number, you can create an account with your SSN.  Perkins Exit Interviews consist of 4 parts. This item can be completed online..

 General Campus Partners - information:

Campus Partners
PO Box 2901
Winston-Salem, NC 27102


Office of Student Accounts mailing address for signed MPN's:

Kutztown University - Student Accounts/Perkins
PO Box 730
Kutztown, PA 19530

Effective 2015 Heartland ECSI and Campus Partners announced a merger and will begin steps to form into one company.