Here are some safety tips which make using ATMs safer.
- If you drive to the ATM, it is best to lock your car; however, you should keep your keys handy, so you can enter your car quickly after completing your transaction.
- Be alert for anything suspicious, especially two or more people in a nearby vehicle when no one else is at the ATM, or someone who just appears to be "hanging" around the area.
- If you sense something wrong, leave the area immediately and use another ATM.
- When waiting in line, wait well behind the person or persons using the ATM.
- When you are using the ATM and someone is closer than you would like, ask them to step back. If they do not step back, it may be best to cancel your transaction and either wait until that person leaves, or use a different ATM.
- Have everything ready before you approach the ATM; have your card ready, know your code, and fill out your deposit envelope before approaching the ATM.
- Do NOT write your code on your ATM card. Keep your code secret. If needed, check the code before approaching the ATM.
- Stand directly in front of the ATM, blocking the view of others. You don't want others to see your code or to see what type of transaction you make, or how much money you withdrawal.
- If you must use an ATM after dark, have a friend go with you if possible. Many ATM robberies occur between midnight and 6 a.m.
- At a drive-up ATM, keep all windows closed, except the one you are using, and all doors locked. Keep the car running, and keep your eyes moving, watching the front, sides and rear area; if someone approaches your vehicle on foot, cancel the transaction and leave.
- When your transaction is completed, immediately take your property -- card, receipt, money, and anything else -- and put them in your pocket or purse and leave immediately. You can count your money later.
- When you leave the ATM and you feel someone is following you, walk or drive into the closest open business and call the police.
- Report all ATM crimes to the local police and the financial institution.